Long-Term Care Insurance

If you're concerned about the rising costs of long-term care and the potential financial impact on you and your family, you may want to consider long-term care insurance. It's important to help protect your loved ones from financial, physical, and emotional burdens if you should require long-term care. Long-term care is the assistance or supervision you may need when you are not able to do some of the basic activities of daily living such as bathing, dressing, or moving from a bed to a chair. You may need assistance if you suffer from an injury like a broken hip, an illness, or a stroke. Others may need help because of mental deterioration called severe cognitive impairment that can be caused by Alzheimer’s disease, other mental illnesses, or brain disorders.